8 Virtual Banks in Hong Kong
Here are the 8 Virtual Banks in Hong Kong and with my ratings.
| Bank Code | Bank Name | Official Website | Rating |
|---|---|---|---|
| 395 |  Airstar Bank (天星銀行) |
https://www.airstarbank.com/ | ⭐⭐⭐⭐ |
| 393 | https://www.antbank.hk/ | ⭐⭐⭐⭐ | |
| 391 | https://www.fusionbank.com/ | ⭐⭐⭐⭐ | |
| 388 | https://www.livibank.com/ | ⭐⭐⭐⭐⭐ | |
| 389 |  Mox |
https://mox.com/ | ⭐⭐⭐⭐⭐ |
| 392 |  PAO Bank (平安壹賬通銀行) |
https://www.paob.com.hk/ | ⭐⭐⭐⭐ |
| 390 |  WeLab Bank (匯立銀行) |
https://www.welab.bank/ | ⭐⭐⭐⭐⭐ |
| 387 |  ZA Bank (眾安銀行) |
https://bank.za.group/ | ⭐⭐⭐⭐⭐ |
HKD Interest Rates (港元利率)
Last update: 2021-09-25
| Bank Name | Interest Rate (p.a.) | Details |
|---|---|---|
| Airstar Bank (天星銀行) | 5.00% - First $20,000 | https://www.airstarbank.com/en-hk/deposit.html |
| Ant Bank (螞蟻銀行) | 2.00% - First $20,000 | https://www.antbank.hk/rates |
| Fusion Bank (富融銀行) | 0.70% - Time Deposits | https://www.fusionbank.com/deposit.html |
| Livi Bank | 1.00% - First $50,000 | https://www.livibank.com/features/livisave.html |
| Mox | 0.50% - First $500,000 | https://mox.com/zh/features/smart-saving/ |
| PAO Bank (平安壹賬通銀行) | 0.60% - First $500,000 | https://www.paob.com.hk/en/retail-savings.html |
| WeLab Bank (匯立銀行) | 0.75% - Time Deposits | https://www.welab.bank/en/feature/go-save/ |
| ZA Bank (眾安銀行) | 0.70% - First $200,000 | https://bank.za.group/en/deposit |
Debit Card (扣賬卡)
| Bank Name | Network | Virtual Debit Card | Physical Debit Card | Preview |
|---|---|---|---|---|
| Livi Bank | Mastercard | ✔️ | ❌ |  |
| Mox | Mastercard | ✔️ | ✔️ |  |
| WeLab Bank (匯立銀行) | Mastercard | ✔️ | ✔️ |  |
| ZA Bank (眾安銀行) | Visa | ✔️ | ✔️ |  |
FPS (轉數快)
Last update: 2021-09-25
| Bank Name | FPS ID | FPS Mobile | FPS Email | FPS HKID |
|---|---|---|---|---|
| Airstar Bank (天星銀行) | ❌ | ✔️ | ✔️ | ✔️ |
| Ant Bank (螞蟻銀行) | ✔️ | ✔️ | ✔️ | ❌ |
| Fusion Bank (富融銀行) | ✔️ | ✔️ | ✔️ | ✔️ |
| Livi Bank | ❌ | ✔️ | ✔️ | ✔️ |
| Mox | ❌ | ✔️ | ✔️ | ❌ |
| PAO Bank (平安壹賬通銀行) | ✔️ | ✔️ | ❌ | ✔️ |
| WeLab Bank (匯立銀行) | ✔️ | ✔️ | ✔️ | ✔️ |
| ZA Bank (眾安銀行) | ✔️ | ✔️ | ✔️ | ✔️ |
Invitation Code/Referral Code (邀請碼)
Last update: 2021-09-25
| Bank Name | Code | Rewards | Condition |
|---|---|---|---|
| Livi Bank | 8jxfbwd4 | Receive HKD200 | |
| Mox | FTNVN5 | Receive HKD200 | Spend HKD200 cumulatively on Mox Card in the first 30 days |
| PAO Bank (平安壹賬通銀行) | 8I9HWS | ||
| WeLab Bank (匯立銀行) | FPF7RL | 100% spending rebate capped at HKD100 in the first 30 days | |
| ZA Bank (眾安銀行) | KM39U2 | Receive HKD100 | Spend any amount with ZA Card within 14 days |
本作品采用 知识共享署名-非商业性使用-禁止演绎 4.0 国际许可协议 进行许可。