BattlefieldDuck

8 Virtual Banks in Hong Kong

Here are the 8 Virtual Banks in Hong Kong and with my ratings.

Bank Code Bank Name Official Website Rating
395 Airstar Bank (天星銀行) https://www.airstarbank.com/ ⭐⭐⭐⭐
393 Ant Bank (螞蟻銀行) https://www.antbank.hk/ ⭐⭐⭐⭐
391 Fusion Bank (富融銀行) https://www.fusionbank.com/ ⭐⭐⭐⭐
388 Livi Bank https://www.livibank.com/ ⭐⭐⭐⭐⭐
389 Mox https://mox.com/ ⭐⭐⭐⭐⭐
392 PAO Bank (平安壹賬通銀行) https://www.paob.com.hk/ ⭐⭐⭐⭐
390 WeLab Bank (匯立銀行) https://www.welab.bank/ ⭐⭐⭐⭐⭐
387 ZA Bank (眾安銀行) https://bank.za.group/ ⭐⭐⭐⭐⭐

HKD Interest Rates (港元利率)

Last update: 2021-09-25

Bank Name Interest Rate (p.a.) Details
Airstar Bank (天星銀行) 5.00% - First $20,000 https://www.airstarbank.com/en-hk/deposit.html
Ant Bank (螞蟻銀行) 2.00% - First $20,000 https://www.antbank.hk/rates
Fusion Bank (富融銀行) 0.70% - Time Deposits https://www.fusionbank.com/deposit.html
Livi Bank 1.00% - First $50,000 https://www.livibank.com/features/livisave.html
Mox 0.50% - First $500,000 https://mox.com/zh/features/smart-saving/
PAO Bank (平安壹賬通銀行) 0.60% - First $500,000 https://www.paob.com.hk/en/retail-savings.html
WeLab Bank (匯立銀行) 0.75% - Time Deposits https://www.welab.bank/en/feature/go-save/
ZA Bank (眾安銀行) 0.70% - First $200,000 https://bank.za.group/en/deposit

Debit Card (扣賬卡)

Bank Name Network Virtual Debit Card Physical Debit Card Preview
Livi Bank Mastercard ✔️
Mox Mastercard ✔️ ✔️
WeLab Bank (匯立銀行) Mastercard ✔️ ✔️
ZA Bank (眾安銀行) Visa ✔️ ✔️

FPS (轉數快)

Last update: 2021-09-25

Bank Name FPS ID FPS Mobile FPS Email FPS HKID
Airstar Bank (天星銀行) ✔️ ✔️ ✔️
Ant Bank (螞蟻銀行) ✔️ ✔️ ✔️
Fusion Bank (富融銀行) ✔️ ✔️ ✔️ ✔️
Livi Bank ✔️ ✔️ ✔️
Mox ✔️ ✔️
PAO Bank (平安壹賬通銀行) ✔️ ✔️ ✔️
WeLab Bank (匯立銀行) ✔️ ✔️ ✔️ ✔️
ZA Bank (眾安銀行) ✔️ ✔️ ✔️ ✔️

Invitation Code/Referral Code (邀請碼)

Last update: 2021-09-25

Bank Name Code Rewards Condition
Livi Bank 8jxfbwd4 Receive HKD200
Mox FTNVN5 Receive HKD200 Spend HKD200 cumulatively on Mox Card in the first 30 days
PAO Bank (平安壹賬通銀行) 8I9HWS
WeLab Bank (匯立銀行) FPF7RL 100% spending rebate capped at HKD100 in the first 30 days
ZA Bank (眾安銀行) KM39U2 Receive HKD100 Spend any amount with ZA Card within 14 days

本作品采用 知识共享署名-非商业性使用-禁止演绎 4.0 国际许可协议 进行许可。